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Texas Auto with Auto Insurance Coverage

Auto Insurance

Auto Insurance

Do you need auto insurance? If you live in Texas, we can help you get the coverage you need here at Four Oaks Insurance Group Inc. Without the necessary coverage, you can suffer major consequences legally that can put you back a few steps if you are involved in an accident. There are coverage options available that can fit you, depending on what your exact needs are.

Auto Insurance Requirements

Every state has a mandatory guideline on auto insurance coverage and the minimum requirements for all drivers. They vary by state. Texas, however, does require all drivers to obtain insurance for their vehicle. It would be best if you met the following limits:

  • Bodily injury for each person $30,000
  • Bodily injury for each accident $60,000
  • Property damage for each accident $25,000

You can also choose 30/60/25. However, these are just the required minimum limits, and it is always highly recommended to obtain more coverage.

Additional Coverage

You may also want to choose from any of the following insurance coverage options such as:

  • Uninsured and underinsured- This is an excellent coverage that pays for damage caused by a driver who either has no insurance or not enough insurance for an accident you were both involved in.
  • Comprehensive- Pays for damages not caused by accident with another motorist but instead another object, or vandalism, hail, fire, etc.
  • Collision- Pays for damages when you are involved in a collision with another vehicle.
  • Medical payments- Both you and your passengers’ medical bills are covered under this option if you are injured in an accident.
  • Roadside assistance- This coverage will help you if your car is not working, resulting from a dead battery, no gas, or a flat tire.


Contact our Four Oaks Insurance Group Inc. office today to obtain a quote. We serve all residents in the state of Texas.

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